One API. Authorize, route and sign.
Every allowed route is scored on success, speed and cost. The decision is signed before anything moves. MPE never holds funds. Licensed partners do.
How a payment moves
- 1Authorize
Checked against your rules and limits.
- 2Route
Every allowed route is scored on success, speed and cost. The best one is picked.
- 3Sign
The decision is signed and written to a tamper-evident record.
The score
Success, speed and cost sit in one score. The line runs from your platform, through MPE, to that score, then to the route that was picked.
- Platform
- MPE
- Scores every route
- Bank
- InitiatedBank deposit$2,480.00
- RoutedDebit card push€860.00
- SignedWallet payout£420.00
- DeliveredCross-borderMXN 12,400
- InitiatedMachine payment$12.40
What it covers
Bank
A payout to a bank account.
Debit card
A payout to a debit card.
Mobile wallet
A payout to a mobile wallet.
Cross-border
A cross-border payout, such as a bank payout in MXN or PHP.
Branded cards
Branded cards with spend controls and freeze. The platform can earn a share of card spend.
Identity
Document and selfie checks, embedded in the platform's app.
The provider adapter
Any licensed provider plugs in through one standard adapter. When one degrades, routing picks another eligible one.
The ops console
See
See payouts with the route chosen and why, provider health, KYC, webhooks, reconciliation and the audit trail.
Act
Approve or reject KYC. Cancel or return payouts. Resend webhooks. Resolve reconciliation cases. Mark a provider degraded.
Trust
- Signed policy
- Signed decisions
- Tamper-evident audit log
- MPE never holds funds
- No identity documents stored by MPE
- Verification done by licensed providers
The decision is signed and written to a tamper-evident record.
Request access.
Tell us what you pay out, issue, or check.